Bay Springs, MS
How exposed is Bay Springs to wildfire?
USFS's Wildfire Risk to Communities model puts Bay Springs at the 70th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 1,442 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Bay Springs at the 72nd percentile, close to its 70th-percentile risk score.
Where Bay Springs's buildings actually sit
Direct exposure dominates in Bay Springs: 83.5% of its 1,442 buildings, versus 16.5% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Bay Springs ranks
Bay Springs scores 70th nationally and 57th within Mississippi — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Bay Springs ranks 9,488 for wildfire risk (1 is highest) and 9,419 by building count (1 is largest). Within Mississippi alone, it ranks 180 of 420 places by risk. See the full county-by-county picture for Mississippi on its state page.
Shopping for coverage in Bay Springs
Bay Springs's high rating (70th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Bay Springs (83.5%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Bay Springs's 70th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Bay Springs, see the exposure-zones guide.