Bay City, OR
How exposed is Bay City to wildfire?
Bay City's 869 buildings earn a 33rd-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Bay City's burn probability — fire likelihood with no building count factored in — sits at the 32nd percentile nationally.
Where Bay City's buildings actually sit
63.1% of Bay City's 869 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 36.9% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Bay City against the rest of the country
Bay City scores 33rd nationally and 32nd within Oregon — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Bay City ranks 21,120 for wildfire risk (1 is highest) and 12,997 by building count (1 is largest). Within Oregon alone, it ranks 288 of 420 places by risk. See the full county-by-county picture for Oregon on its state page.
Shopping for coverage in Bay City
Bay City sits in Oregon, one of two states that legally require a wildfire-risk disclosure at sale. Sellers here disclose wildfire-hazard status before closing, the same number this page reports at the 33rd national percentile. More on the disclosure law.
Lowering exposure, not just insuring around it
Because 63.1% of Bay City's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Bay City's figures come from
Bay City's 33rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Bay City's dominant indirect exposure actually means, with real examples from across the dataset.