Baxterville, MS
Baxterville, MS's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Baxterville at the 92nd national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 218 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Baxterville's burn probability — fire likelihood with no building count factored in — sits at the 94th percentile nationally.
Baxterville's building exposure, zone by zone
Direct exposure dominates in Baxterville: 100% of its 218 buildings, versus 0% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Baxterville ranks
Baxterville scores 92nd nationally and 95th within Mississippi — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Baxterville ranks 2,550 for wildfire risk (1 is highest) and 24,203 by building count (1 is largest). Within Mississippi alone, it ranks 23 of 420 places by risk. See the full county-by-county picture for Mississippi on its state page.
What this risk score means for insurance
Baxterville's very high rating (92nd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Baxterville's 100% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 218 counted buildings into the percentiles shown above for Baxterville. For more on what direct exposure implies beyond Baxterville, see the exposure-zones guide.