Baxter, TN
Baxter, TN's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Baxter lands at the 39th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 982 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Baxter's burn probability — fire likelihood with no building count factored in — sits at the 42nd percentile nationally.
Where Baxter's buildings actually sit
Direct exposure dominates in Baxter: 68% of its 982 buildings, versus 32% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Baxter against the rest of the country
Baxter scores 39th nationally and 28th within Tennessee — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Baxter ranks 19,270 for wildfire risk (1 is highest) and 12,061 by building count (1 is largest). Within Tennessee alone, it ranks 361 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
What this risk score means for insurance
At the 39th national percentile, Baxter rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Baxter
Because Direct exposure dominates in Baxter (68%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 982 counted buildings into the percentiles shown above for Baxter. For more on what direct exposure implies beyond Baxter, see the exposure-zones guide.