Bath, IL
Bath, IL's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Bath lands at the 20th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 270 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Bath at the 19th percentile, close to its 20th-percentile risk score.
Where Bath's buildings actually sit
270 buildings are counted in Bath, and 95.9% of them are Indirect exposure — ember-driven risk rather than the 4.1% in Direct exposure or the 0% rated Minimal.
How Bath compares
Bath's 62nd-percentile standing inside Illinois outpaces its 20th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Bath ranks 25,173 for wildfire risk (1 is highest) and 22,499 by building count (1 is largest). Within Illinois alone, it ranks 553 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
What this risk score means for insurance
Bath's moderate wildfire rating (20th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With ember exposure the dominant pattern in Bath (95.9% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
The methodology guide shows exactly how USFS turned 270 counted buildings into the percentiles shown above for Bath. For more on what indirect exposure implies beyond Bath, see the exposure-zones guide.