Bassett, NE
Bassett wildfire risk explained
Out of every US place USFS scores, Bassett lands at the 78th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 607 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Bassett at the 74th percentile, close to its 78th-percentile risk score.
What "at risk" means for the buildings here
607 buildings are counted in Bassett, and 95.4% of them are Indirect exposure — ember-driven risk rather than the 4.6% in Direct exposure or the 0% rated Minimal.
Where Bassett ranks
Bassett scores 78th nationally and 83rd within Nebraska — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Bassett ranks 6,843 for wildfire risk (1 is highest) and 15,735 by building count (1 is largest). Within Nebraska alone, it ranks 98 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
What this risk score means for insurance
Bassett's 78th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Bassett
Because 95.4% of Bassett's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Bassett's figures come from
The methodology guide shows exactly how USFS turned 607 counted buildings into the percentiles shown above for Bassett. The exposure-zones guide covers what Bassett's dominant indirect exposure actually means, with real examples from across the dataset.