Barton Creek, TX
Barton Creek wildfire risk explained
Barton Creek sits at the 79th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 1,472 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Barton Creek at the 78th percentile, close to its 79th-percentile risk score.
Barton Creek's building exposure, zone by zone
Direct exposure dominates in Barton Creek: 58.6% of its 1,472 buildings, versus 41.4% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Barton Creek compares
Barton Creek's 79th national percentile looks worse in isolation than its 59th ranking inside Texas does — this place is on the milder end for its own state, by 20 points. Among the 31,521 US communities USFS scores, Barton Creek ranks 6,537 for wildfire risk (1 is highest) and 9,303 by building count (1 is largest). Within Texas alone, it ranks 732 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Barton Creek's high rating (79th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Barton Creek's 58.6% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Barton Creek's figures come from
The methodology guide shows exactly how USFS turned 1,472 counted buildings into the percentiles shown above for Barton Creek. The exposure-zones guide covers what Barton Creek's dominant direct exposure actually means, with real examples from across the dataset.