Bartlett, TX
Bartlett wildfire risk explained
Bartlett's 961 buildings earn a 54th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Bartlett at the 52nd national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Bartlett's buildings actually sit
66.6% of Bartlett's 961 buildings sit in USFS's Minimal exposure zone, with only 32.5% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where Bartlett ranks
Bartlett ranks lower within Texas (9th percentile statewide) than its 54th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Bartlett ranks 14,483 for wildfire risk (1 is highest) and 12,220 by building count (1 is largest). Within Texas alone, it ranks 1,630 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Bartlett's elevated rating (54th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 66.6% of buildings rated Minimal exposure, Bartlett gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Bartlett's figures come from
The methodology guide shows exactly how USFS turned 961 counted buildings into the percentiles shown above for Bartlett. The exposure-zones guide covers what Bartlett's dominant minimal exposure actually means, with real examples from across the dataset.