Bartlett, TN
How exposed is Bartlett to wildfire?
Out of every US place USFS scores, Bartlett lands at the 52nd percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 23,550 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Bartlett's burn probability — fire likelihood with no building count factored in — sits at the 55th percentile nationally.
Bartlett's building exposure, zone by zone
Most of Bartlett's buildings (50.5% of 23,550) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure. At 23,550 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Bartlett compares
Bartlett's risk sits at a similar level relative to Tennessee (46th percentile statewide) as it does nationally (52nd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Bartlett ranks 15,109 for wildfire risk (1 is highest) and 550 by building count (1 is largest). Within Tennessee alone, it ranks 272 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
What this risk score means for insurance
At the 52nd national percentile, Bartlett rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Bartlett's 50.5% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Bartlett's 52nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Bartlett, see the exposure-zones guide.