Barrelville, MD
Barrelville, MD's wildfire risk, in USFS's own numbers
USFS scores Barrelville at the 54th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 38 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Barrelville's burn probability — fire likelihood with no building count factored in — sits at the 53rd percentile nationally.
Where Barrelville's buildings actually sit
Of Barrelville's 38 counted buildings, 100% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Barrelville against the rest of the country
Within Maryland, Barrelville ranks higher (76th percentile) than it does nationally (54th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Barrelville ranks 14,430 for wildfire risk (1 is highest) and 31,207 by building count (1 is largest). Within Maryland alone, it ranks 128 of 527 places by risk. See the full county-by-county picture for Maryland on its state page.
What this risk score means for insurance
Barrelville's elevated wildfire rating (54th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Because Direct exposure dominates in Barrelville (100%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 38 counted buildings into the percentiles shown above for Barrelville. For more on what direct exposure implies beyond Barrelville, see the exposure-zones guide.