Barnum Island, NY
Barnum Island, NY's wildfire risk, in USFS's own numbers
USFS scores Barnum Island at the 51st national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 959 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Barnum Island at the 45th percentile, close to its 51st-percentile risk score.
Where Barnum Island's buildings actually sit
Barnum Island rates 100% Minimal exposure against just 0% Direct and 0% Indirect — of 959 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where Barnum Island ranks
Compare Barnum Island's two percentiles: 96th within New York, only 51st nationally — a gap of 45 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Barnum Island ranks 15,448 for wildfire risk (1 is highest) and 12,234 by building count (1 is largest). Within New York alone, it ranks 56 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Barnum Island and the insurance market
Barnum Island's elevated wildfire rating (51st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Barnum Island's 100% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Barnum Island's figures come from
Every one of the two percentiles behind Barnum Island's 15,448-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Barnum Island's dominant minimal exposure actually means, with real examples from across the dataset.