Barney's Junction, WA
Barney's Junction wildfire risk explained
Barney's Junction sits at the 94th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 105 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Barney's Junction at the 95th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
53.3% of Barney's Junction's 105 buildings sit in USFS's Direct exposure zone, roughly 56 structures close enough to burnable vegetation for flame contact, not just embers — 41% fall in the Indirect, ember-only zone and 5.7% are Minimal.
Barney's Junction against the rest of the country
Barney's Junction scores 94th nationally and 85th within Washington — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Barney's Junction ranks 1,906 for wildfire risk (1 is highest) and 28,824 by building count (1 is largest). Within Washington alone, it ranks 94 of 628 places by risk. See the full county-by-county picture for Washington on its state page.
What this risk score means for insurance
Barney's Junction's very high rating (94th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With 53.3% of Barney's Junction in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 105 counted buildings into the percentiles shown above for Barney's Junction. For more on what direct exposure implies beyond Barney's Junction, see the exposure-zones guide.