Barney, ND
Barney wildfire risk explained
USFS scores Barney at the 11th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 83 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Barney at the 10th national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
Barney's building exposure, zone by zone
Barney rates 67.5% Minimal exposure against just 32.5% Direct and 0% Indirect — of 83 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
How Barney compares
Barney's risk sits at a similar level relative to North Dakota (2nd percentile statewide) as it does nationally (11th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Barney ranks 27,997 for wildfire risk (1 is highest) and 29,773 by building count (1 is largest). Within North Dakota alone, it ranks 393 of 402 places by risk. See the full county-by-county picture for North Dakota on its state page.
What this risk score means for insurance
Barney's low wildfire rating (11th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Barney
Even with 67.5% of Barney outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Barney's 11th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Barney, see the exposure-zones guide.