Barnesville, MD
Barnesville, MD's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Barnesville at the 23rd national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 146 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Barnesville at the 22nd percentile, close to its 23rd-percentile risk score.
Barnesville's building exposure, zone by zone
Of Barnesville's 146 counted buildings, 99.3% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Barnesville ranks
There's little gap between Barnesville's 23rd national percentile and its 32nd percentile inside Maryland, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Barnesville ranks 24,360 for wildfire risk (1 is highest) and 27,023 by building count (1 is largest). Within Maryland alone, it ranks 360 of 527 places by risk. See the full county-by-county picture for Maryland on its state page.
Barnesville and the insurance market
Barnesville's moderate wildfire rating (23rd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Barnesville (99.3%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Barnesville's 24,360-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Barnesville, see the exposure-zones guide.