Barker, NY
Barker, NY's wildfire risk, in USFS's own numbers
Barker sits at the 4th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 308 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Barker's burn probability — fire likelihood with no building count factored in — sits at the 4th percentile nationally.
Where Barker's buildings actually sit
52.9% of Barker's 308 buildings sit in USFS's Direct exposure zone, roughly 163 structures close enough to burnable vegetation for flame contact, not just embers — 0% fall in the Indirect, ember-only zone and 47.1% are Minimal.
How Barker compares
Barker's risk sits at a similar level relative to New York (3rd percentile statewide) as it does nationally (4th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Barker ranks 30,300 for wildfire risk (1 is highest) and 21,424 by building count (1 is largest). Within New York alone, it ranks 1,250 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
Barker's low rating (4th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Barker's 52.9% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Barker's figures come from
Barker's 4th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Barker's dominant direct exposure actually means, with real examples from across the dataset.