Bargersville, IN
Bargersville wildfire risk explained
Bargersville sits at the 14th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 4,060 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Bargersville at the 15th percentile, close to its 14th-percentile risk score.
What "at risk" means for the buildings here
57.6% of Bargersville's 4,060 buildings sit in USFS's Minimal exposure zone, with only 42.2% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Bargersville against the rest of the country
Compare Bargersville's two percentiles: 66th within Indiana, only 14th nationally — a gap of 52 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Bargersville ranks 27,127 for wildfire risk (1 is highest) and 4,180 by building count (1 is largest). Within Indiana alone, it ranks 331 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Bargersville and the insurance market
Bargersville's low rating (14th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Bargersville
Even with 57.6% of Bargersville outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Bargersville's 14th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Bargersville, see the exposure-zones guide.