Bardmoor, FL
Bardmoor wildfire risk explained
Out of every US place USFS scores, Bardmoor lands at the 60th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 3,888 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Bardmoor at the 62nd national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS classifies 97.4% of Bardmoor's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 2.6% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
How Bardmoor compares
Bardmoor ranks lower within Florida (14th percentile statewide) than its 60th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Bardmoor ranks 12,664 for wildfire risk (1 is highest) and 4,349 by building count (1 is largest). Within Florida alone, it ranks 819 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Bardmoor and the insurance market
Bardmoor's elevated rating (60th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Bardmoor
With 97.4% of buildings rated Minimal exposure, Bardmoor gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Every one of the two percentiles behind Bardmoor's 12,664-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Bardmoor, see the exposure-zones guide.