Bard College, NY
Bard College wildfire risk explained
USFS's Wildfire Risk to Communities model puts Bard College at the 30th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 252 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Bard College at the 29th percentile, close to its 30th-percentile risk score.
Bard College's building exposure, zone by zone
57.9% of Bard College's 252 buildings sit in USFS's Direct exposure zone, roughly 146 structures close enough to burnable vegetation for flame contact, not just embers — 42.1% fall in the Indirect, ember-only zone and 0% are Minimal.
How Bard College compares
Bard College's 64th-percentile standing inside New York outpaces its 30th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Bard College ranks 22,000 for wildfire risk (1 is highest) and 23,080 by building count (1 is largest). Within New York alone, it ranks 460 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
Bard College's moderate wildfire rating (30th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Because Direct exposure dominates in Bard College (57.9%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Bard College's 22,000-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Bard College, see the exposure-zones guide.