Barclay, NJ
Barclay, NJ's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Barclay at the 48th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 1,768 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Barclay at the 51st percentile, close to its 48th-percentile risk score.
What "at risk" means for the buildings here
51.9% of Barclay's 1,768 buildings sit in USFS's Direct exposure zone, roughly 917 structures close enough to burnable vegetation for flame contact, not just embers — 0% fall in the Indirect, ember-only zone and 48.1% are Minimal.
How Barclay compares
Barclay scores 48th nationally and 55th within New Jersey — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Barclay ranks 16,331 for wildfire risk (1 is highest) and 8,160 by building count (1 is largest). Within New Jersey alone, it ranks 319 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
Barclay and the insurance market
Barclay's elevated rating (48th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Barclay's 51.9% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Barclay's figures come from
The methodology guide shows exactly how USFS turned 1,768 counted buildings into the percentiles shown above for Barclay. The exposure-zones guide covers what Barclay's dominant direct exposure actually means, with real examples from across the dataset.