Barbourmeade, KY
Barbourmeade wildfire risk explained
Out of every US place USFS scores, Barbourmeade lands at the 12th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 563 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Barbourmeade at the 13th percentile, close to its 12th-percentile risk score.
Barbourmeade's building exposure, zone by zone
Barbourmeade rates 58.1% Minimal exposure against just 41.9% Direct and 0% Indirect — of 563 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where Barbourmeade ranks
Barbourmeade's risk sits at a similar level relative to Kentucky (17th percentile statewide) as it does nationally (12th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Barbourmeade ranks 27,762 for wildfire risk (1 is highest) and 16,356 by building count (1 is largest). Within Kentucky alone, it ranks 455 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
Shopping for coverage in Barbourmeade
Barbourmeade's low wildfire rating (12th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Barbourmeade
Even with 58.1% of Barbourmeade outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 563 counted buildings into the percentiles shown above for Barbourmeade. For more on what minimal exposure implies beyond Barbourmeade, see the exposure-zones guide.