Bar Harbor, ME
Bar Harbor, ME's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Bar Harbor lands at the 28th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 1,591 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Bar Harbor at the 27th percentile, close to its 28th-percentile risk score.
What "at risk" means for the buildings here
USFS puts 66.8% of Bar Harbor's 1,591 buildings in the Indirect exposure zone, versus 26.7% Direct and 6.5% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
How Bar Harbor compares
Bar Harbor's 96th-percentile standing inside Maine outpaces its 28th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Bar Harbor ranks 22,656 for wildfire risk (1 is highest) and 8,795 by building count (1 is largest). Within Maine alone, it ranks 7 of 155 places by risk. See the full county-by-county picture for Maine on its state page.
Bar Harbor and the insurance market
Bar Harbor's moderate rating (28th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Bar Harbor
With ember exposure the dominant pattern in Bar Harbor (66.8% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Bar Harbor's 28th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Bar Harbor, see the exposure-zones guide.