Banning, CA
How exposed is Banning to wildfire?
Banning sits at the 97th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 12,204 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Banning at the 97th percentile, close to its 97th-percentile risk score.
Where Banning's buildings actually sit
Indirect exposure is dominant in Banning (81.5% of 12,204 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 17.8% sit in the Direct zone. At 12,204 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Banning ranks
Banning ranks lower within California (80th percentile statewide) than its 97th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Banning ranks 872 for wildfire risk (1 is highest) and 1,272 by building count (1 is largest). Within California alone, it ranks 310 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
Banning and the insurance market
Because Banning is in California, a wildfire-hazard disclosure is legally required before a sale closes here — unusual nationally, since only these two states mandate it. The state's FAIR Plan alone carried 668,609 policies by the end of 2025. Full detail in the disclosure-law guide.
Hardening a home in Banning
Because 81.5% of Banning's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Banning's figures come from
The methodology guide shows exactly how USFS turned 12,204 counted buildings into the percentiles shown above for Banning. The exposure-zones guide covers what Banning's dominant indirect exposure actually means, with real examples from across the dataset.