Bankston, IA
How exposed is Bankston to wildfire?
Out of every US place USFS scores, Bankston lands at the 17th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 43 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Bankston at the 18th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Bankston's building exposure, zone by zone
43 buildings are counted in Bankston, and 79.1% of them are Indirect exposure — ember-driven risk rather than the 20.9% in Direct exposure or the 0% rated Minimal.
Where Bankston ranks
There's little gap between Bankston's 17th national percentile and its 28th percentile inside Iowa, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Bankston ranks 26,024 for wildfire risk (1 is highest) and 31,099 by building count (1 is largest). Within Iowa alone, it ranks 729 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Bankston and the insurance market
Bankston's low wildfire rating (17th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With ember exposure the dominant pattern in Bankston (79.1% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Every one of the two percentiles behind Bankston's 26,024-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Bankston, see the exposure-zones guide.