Bancroft, WI
Bancroft wildfire risk explained
Out of every US place USFS scores, Bancroft lands at the 28th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 373 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Bancroft at the 27th percentile, close to its 28th-percentile risk score.
Bancroft's building exposure, zone by zone
373 buildings are counted in Bancroft, and 58.2% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 37.3% rated Minimal.
How Bancroft compares
Compare Bancroft's two percentiles: 58th within Wisconsin, only 28th nationally — a gap of 30 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Bancroft ranks 22,705 for wildfire risk (1 is highest) and 19,817 by building count (1 is largest). Within Wisconsin alone, it ranks 339 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
Shopping for coverage in Bancroft
Bancroft's moderate wildfire rating (28th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 58.2% of Bancroft in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 373 counted buildings into the percentiles shown above for Bancroft. For more on what direct exposure implies beyond Bancroft, see the exposure-zones guide.