Bancroft, NE
Bancroft wildfire risk explained
Bancroft sits at the 47th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 361 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Bancroft at the 43rd percentile, close to its 47th-percentile risk score.
What "at risk" means for the buildings here
Only 8.3% of Bancroft's 361 buildings carry Direct exposure and 0% carry Indirect; the remaining 91.7% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
How Bancroft compares
Bancroft's risk sits at a similar level relative to Nebraska (33rd percentile statewide) as it does nationally (47th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Bancroft ranks 16,673 for wildfire risk (1 is highest) and 20,041 by building count (1 is largest). Within Nebraska alone, it ranks 391 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
What this risk score means for insurance
At the 47th national percentile, Bancroft rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
With 91.7% of buildings rated Minimal exposure, Bancroft gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 361 counted buildings into the percentiles shown above for Bancroft. For more on what minimal exposure implies beyond Bancroft, see the exposure-zones guide.