Bancroft, ID
Bancroft, ID's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Bancroft lands at the 94th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 261 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Bancroft at the 95th percentile, close to its 94th-percentile risk score.
What "at risk" means for the buildings here
261 buildings are counted in Bancroft, and 73.6% of them are Indirect exposure — ember-driven risk rather than the 26.1% in Direct exposure or the 0.4% rated Minimal.
Bancroft against the rest of the country
Bancroft ranks lower within Idaho (77th percentile statewide) than its 94th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Bancroft ranks 1,793 for wildfire risk (1 is highest) and 22,799 by building count (1 is largest). Within Idaho alone, it ranks 55 of 232 places by risk. See the full county-by-county picture for Idaho on its state page.
Bancroft and the insurance market
Bancroft's very high rating (94th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Bancroft (73.6% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Bancroft's figures come from
Bancroft's 94th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Bancroft's dominant indirect exposure actually means, with real examples from across the dataset.