Bancroft, IA
Bancroft wildfire risk explained
Bancroft sits at the 8th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 494 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Bancroft at the 7th percentile, close to its 8th-percentile risk score.
Bancroft's building exposure, zone by zone
Only 19.4% of Bancroft's 494 buildings carry Direct exposure and 0% carry Indirect; the remaining 80.6% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Bancroft against the rest of the country
Bancroft scores 8th nationally and 16th within Iowa — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Bancroft ranks 29,024 for wildfire risk (1 is highest) and 17,457 by building count (1 is largest). Within Iowa alone, it ranks 850 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Bancroft and the insurance market
At the 8th national percentile, Bancroft rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Bancroft's 80.6% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 494 counted buildings into the percentiles shown above for Bancroft. For more on what minimal exposure implies beyond Bancroft, see the exposure-zones guide.