Ballwin, MO
How exposed is Ballwin to wildfire?
Ballwin's 11,126 buildings earn a 44th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Ballwin at the 46th percentile, close to its 44th-percentile risk score.
Ballwin's building exposure, zone by zone
USFS classifies 63.8% of Ballwin's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 9.8% Direct and 26.4% Indirect — a landscape-level risk rather than a building-by-building one. At 11,126 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Ballwin ranks
Ballwin's 44th national percentile looks worse in isolation than its 21st ranking inside Missouri does — this place is on the milder end for its own state, by 23 points. Among the 31,521 US communities USFS scores, Ballwin ranks 17,708 for wildfire risk (1 is highest) and 1,426 by building count (1 is largest). Within Missouri alone, it ranks 838 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Shopping for coverage in Ballwin
At the 44th national percentile, Ballwin rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
With 63.8% of buildings rated Minimal exposure, Ballwin gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Ballwin's figures come from
Ballwin's 44th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Ballwin's dominant minimal exposure actually means, with real examples from across the dataset.