Ballplay, AL
Ballplay wildfire risk explained
Ballplay sits at the 85th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 1,153 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Ballplay's burn probability — fire likelihood with no building count factored in — sits at the 88th percentile nationally.
Where Ballplay's buildings actually sit
1,153 buildings are counted in Ballplay, and 98.1% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
How Ballplay compares
Ballplay scores 85th nationally and 87th within Alabama — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Ballplay ranks 4,808 for wildfire risk (1 is highest) and 10,927 by building count (1 is largest). Within Alabama alone, it ranks 76 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
What this risk score means for insurance
Ballplay's 85th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Ballplay
With 98.1% of Ballplay in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Ballplay's 4,808-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Ballplay, see the exposure-zones guide.