WildfireRiskFinder

Ballico, CA

Ballico wildfire risk explained

Very High
88thpercentile nationally

Out of every US place USFS scores, Ballico lands at the 88th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 280 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)

Separately from the risk score above, Ballico's burn probability — fire likelihood with no building count factored in — sits at the 89th percentile nationally.

Ballico's building exposure, zone by zone

280Total buildings
75%Direct exposure
25%Indirect exposure
0%Minimal exposure

USFS classifies 75% of Ballico's buildings as Direct exposure, higher than its 25% Indirect share and far above its 0% Minimal share — a profile where 210 structures sit close enough to vegetation that lot clearing matters most.

Where Ballico ranks

Ballico ranks lower within California (57th percentile statewide) than its 88th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Ballico ranks 3,708 for wildfire risk (1 is highest) and 22,176 by building count (1 is largest). Within California alone, it ranks 670 of 1,570 places by risk. See the full county-by-county picture for California on its state page.

Shopping for coverage in Ballico

Ballico's 88th-percentile score lands in California, the only two states requiring a wildfire disclosure at sale. California's surplus-lines homeowners market passed 300,000 policies for the first time in 2025, driven by carriers pulling back from wildfire-exposed areas statewide. The disclosure-law guide covers what it requires.

What would actually reduce this score

With 75% of Ballico in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.

More on how this number was built

Ballico's 88th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Ballico, see the exposure-zones guide.