Baldwin, MI
Baldwin wildfire risk explained
Baldwin's 419 buildings earn a 48th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Baldwin's burn probability — fire likelihood with no building count factored in — sits at the 47th percentile nationally.
What "at risk" means for the buildings here
Most of Baldwin's buildings (66.4%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Where Baldwin ranks
Compare Baldwin's two percentiles: 94th within Michigan, only 48th nationally — a gap of 47 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Baldwin ranks 16,453 for wildfire risk (1 is highest) and 18,837 by building count (1 is largest). Within Michigan alone, it ranks 43 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
Shopping for coverage in Baldwin
Baldwin's elevated rating (48th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Because 66.4% of Baldwin's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Baldwin's figures come from
Baldwin's 48th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Baldwin's dominant indirect exposure actually means, with real examples from across the dataset.