Baldwin, LA
Baldwin wildfire risk explained
Baldwin sits at the 10th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 1,229 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Baldwin at the 9th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Indirect exposure is dominant in Baldwin (57.3% of 1,229 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 7.7% sit in the Direct zone.
Where Baldwin ranks
There's little gap between Baldwin's 10th national percentile and its 5th percentile inside Louisiana, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Baldwin ranks 28,394 for wildfire risk (1 is highest) and 10,479 by building count (1 is largest). Within Louisiana alone, it ranks 466 of 488 places by risk. See the full county-by-county picture for Louisiana on its state page.
What this risk score means for insurance
Baldwin's low wildfire rating (10th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With ember exposure the dominant pattern in Baldwin (57.3% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,229 counted buildings into the percentiles shown above for Baldwin. For more on what indirect exposure implies beyond Baldwin, see the exposure-zones guide.