Baldwin, IL
How exposed is Baldwin to wildfire?
Baldwin's 306 buildings earn a 12th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Baldwin at the 11th percentile, close to its 12th-percentile risk score.
Where Baldwin's buildings actually sit
Most of Baldwin's buildings (78.8% of 306) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
How Baldwin compares
Within Illinois, Baldwin ranks higher (47th percentile) than it does nationally (12th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Baldwin ranks 27,724 for wildfire risk (1 is highest) and 21,461 by building count (1 is largest). Within Illinois alone, it ranks 769 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Baldwin and the insurance market
At the 12th national percentile, Baldwin rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Even with 78.8% of Baldwin outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Baldwin's 27,724-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Baldwin, see the exposure-zones guide.