Baldwin, FL
Baldwin, FL's wildfire risk, in USFS's own numbers
Baldwin's 775 buildings earn a 78th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Baldwin at the 78th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
66.2% of Baldwin's 775 buildings sit in USFS's Direct exposure zone, roughly 513 structures close enough to burnable vegetation for flame contact, not just embers — 33.8% fall in the Indirect, ember-only zone and 0% are Minimal.
How Baldwin compares
Inside Florida, Baldwin sits at just the 42nd percentile even though it scores 78th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Baldwin ranks 7,053 for wildfire risk (1 is highest) and 13,865 by building count (1 is largest). Within Florida alone, it ranks 552 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Baldwin and the insurance market
Baldwin's high rating (78th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
With 66.2% of Baldwin in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Baldwin's figures come from
Baldwin's 78th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Baldwin's dominant direct exposure actually means, with real examples from across the dataset.