Balcones Heights, TX
Balcones Heights wildfire risk explained
USFS's Wildfire Risk to Communities model puts Balcones Heights at the 47th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 658 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Balcones Heights at the 50th national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
Balcones Heights's building exposure, zone by zone
Only 6.7% of Balcones Heights's 658 buildings carry Direct exposure and 0% carry Indirect; the remaining 93.3% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Balcones Heights against the rest of the country
Inside Texas, Balcones Heights sits at just the 5th percentile even though it scores 47th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Balcones Heights ranks 16,721 for wildfire risk (1 is highest) and 15,093 by building count (1 is largest). Within Texas alone, it ranks 1,704 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Balcones Heights's elevated rating (47th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Balcones Heights
Balcones Heights's 93.3% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Balcones Heights's 47th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Balcones Heights, see the exposure-zones guide.