Bakerhill, AL
Bakerhill, AL's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Bakerhill lands at the 66th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 258 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Bakerhill at the 68th percentile, close to its 66th-percentile risk score.
What "at risk" means for the buildings here
USFS classifies 100% of Bakerhill's buildings as Direct exposure, higher than its 0% Indirect share and far above its 0% Minimal share — a profile where 258 structures sit close enough to vegetation that lot clearing matters most.
Bakerhill against the rest of the country
Bakerhill ranks lower within Alabama (38th percentile statewide) than its 66th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Bakerhill ranks 10,576 for wildfire risk (1 is highest) and 22,875 by building count (1 is largest). Within Alabama alone, it ranks 367 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
What this risk score means for insurance
At the 66th percentile nationally, Bakerhill carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
With 100% of Bakerhill in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Bakerhill's figures come from
Bakerhill's 66th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Bakerhill's dominant direct exposure actually means, with real examples from across the dataset.