Baker, MN
How exposed is Baker to wildfire?
USFS scores Baker at the 18th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 55 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Baker at the 14th national percentile — 3 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Baker's buildings actually sit
Baker rates 61.8% Minimal exposure against just 38.2% Direct and 0% Indirect — of 55 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Baker against the rest of the country
Baker scores 18th nationally and 21st within Minnesota — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Baker ranks 26,008 for wildfire risk (1 is highest) and 30,787 by building count (1 is largest). Within Minnesota alone, it ranks 723 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Shopping for coverage in Baker
Baker's low rating (18th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Baker
Baker's 61.8% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Baker's figures come from
The methodology guide shows exactly how USFS turned 55 counted buildings into the percentiles shown above for Baker. The exposure-zones guide covers what Baker's dominant minimal exposure actually means, with real examples from across the dataset.