Baiting Hollow, NY
Baiting Hollow, NY's wildfire risk, in USFS's own numbers
USFS scores Baiting Hollow at the 44th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 1,832 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Baiting Hollow at the 43rd national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Baiting Hollow's buildings actually sit
Indirect exposure is dominant in Baiting Hollow (49.7% of 1,832 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 48.6% sit in the Direct zone.
Baiting Hollow against the rest of the country
Compare Baiting Hollow's two percentiles: 89th within New York, only 44th nationally — a gap of 45 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Baiting Hollow ranks 17,526 for wildfire risk (1 is highest) and 7,977 by building count (1 is largest). Within New York alone, it ranks 138 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
Baiting Hollow's elevated rating (44th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Baiting Hollow's 49.7% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Baiting Hollow's figures come from
Every one of the two percentiles behind Baiting Hollow's 17,526-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Baiting Hollow's dominant indirect exposure actually means, with real examples from across the dataset.