Bairdford, PA
Bairdford, PA's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Bairdford lands at the 34th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 515 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Bairdford's burn probability — fire likelihood with no building count factored in — sits at the 34th percentile nationally.
What "at risk" means for the buildings here
USFS classifies 62.9% of Bairdford's buildings as Direct exposure, higher than its 37.1% Indirect share and far above its 0% Minimal share — a profile where 324 structures sit close enough to vegetation that lot clearing matters most.
Bairdford against the rest of the country
Bairdford scores 34th nationally and 46th within Pennsylvania — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Bairdford ranks 20,967 for wildfire risk (1 is highest) and 17,107 by building count (1 is largest). Within Pennsylvania alone, it ranks 1,071 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
What this risk score means for insurance
Bairdford's moderate rating (34th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Bairdford (62.9%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Bairdford's 34th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Bairdford, see the exposure-zones guide.