Bainbridge, PA
Bainbridge wildfire risk explained
USFS scores Bainbridge at the 6th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 698 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Bainbridge's burn probability — fire likelihood with no building count factored in — sits at the 5th percentile nationally.
Where Bainbridge's buildings actually sit
Most of Bainbridge's buildings (48% of 698) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Where Bainbridge ranks
Bainbridge scores 6th nationally and 3rd within Pennsylvania — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Bainbridge ranks 29,769 for wildfire risk (1 is highest) and 14,679 by building count (1 is largest). Within Pennsylvania alone, it ranks 1,935 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
What this risk score means for insurance
Bainbridge's low rating (6th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
With 48% of buildings rated Minimal exposure, Bainbridge gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Bainbridge's figures come from
Bainbridge's 6th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Bainbridge's dominant minimal exposure actually means, with real examples from across the dataset.