Bainbridge, IN
How exposed is Bainbridge to wildfire?
USFS scores Bainbridge at the 18th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 431 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Bainbridge's burn probability — fire likelihood with no building count factored in — sits at the 18th percentile nationally.
What "at risk" means for the buildings here
USFS puts 81.4% of Bainbridge's 431 buildings in the Indirect exposure zone, versus 18.6% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
How Bainbridge compares
Bainbridge's 74th-percentile standing inside Indiana outpaces its 18th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Bainbridge ranks 25,901 for wildfire risk (1 is highest) and 18,622 by building count (1 is largest). Within Indiana alone, it ranks 249 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Shopping for coverage in Bainbridge
At the 18th national percentile, Bainbridge rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Because 81.4% of Bainbridge's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Bainbridge's figures come from
The methodology guide shows exactly how USFS turned 431 counted buildings into the percentiles shown above for Bainbridge. The exposure-zones guide covers what Bainbridge's dominant indirect exposure actually means, with real examples from across the dataset.