Baileyton, TN
How exposed is Baileyton to wildfire?
Out of every US place USFS scores, Baileyton lands at the 75th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 342 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Baileyton's burn probability — fire likelihood with no building count factored in — sits at the 80th percentile nationally.
Baileyton's building exposure, zone by zone
Of Baileyton's 342 counted buildings, 75.4% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Baileyton against the rest of the country
Baileyton's risk sits at a similar level relative to Tennessee (78th percentile statewide) as it does nationally (75th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Baileyton ranks 7,798 for wildfire risk (1 is highest) and 20,534 by building count (1 is largest). Within Tennessee alone, it ranks 113 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
What this risk score means for insurance
Baileyton's high rating (75th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Baileyton's 75.4% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 342 counted buildings into the percentiles shown above for Baileyton. For more on what direct exposure implies beyond Baileyton, see the exposure-zones guide.