Baileys Harbor, WI
Baileys Harbor wildfire risk explained
USFS scores Baileys Harbor at the 38th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 379 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Baileys Harbor at the 39th percentile, close to its 38th-percentile risk score.
Where Baileys Harbor's buildings actually sit
Of Baileys Harbor's 379 counted buildings, 61.5% carry Direct exposure and only 0.5% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Baileys Harbor compares
Within Wisconsin, Baileys Harbor ranks higher (88th percentile) than it does nationally (38th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Baileys Harbor ranks 19,652 for wildfire risk (1 is highest) and 19,674 by building count (1 is largest). Within Wisconsin alone, it ranks 96 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
Shopping for coverage in Baileys Harbor
Baileys Harbor's moderate wildfire rating (38th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 61.5% of Baileys Harbor in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Baileys Harbor's figures come from
Every one of the two percentiles behind Baileys Harbor's 19,652-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Baileys Harbor's dominant direct exposure actually means, with real examples from across the dataset.