Bailey, TX
Bailey wildfire risk explained
USFS's Wildfire Risk to Communities model puts Bailey at the 72nd national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 175 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Bailey at the 72nd national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Bailey's building exposure, zone by zone
Direct exposure dominates in Bailey: 58.9% of its 175 buildings, versus 41.1% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Bailey ranks
Inside Texas, Bailey sits at just the 38th percentile even though it scores 72nd nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Bailey ranks 8,707 for wildfire risk (1 is highest) and 25,839 by building count (1 is largest). Within Texas alone, it ranks 1,122 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Bailey
At the 72nd percentile nationally, Bailey carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Bailey's 58.9% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Bailey's figures come from
The methodology guide shows exactly how USFS turned 175 counted buildings into the percentiles shown above for Bailey. The exposure-zones guide covers what Bailey's dominant direct exposure actually means, with real examples from across the dataset.