Bailey Lakes, OH
How exposed is Bailey Lakes to wildfire?
Bailey Lakes's 176 buildings earn a 23rd-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Bailey Lakes at the 23rd national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Bailey Lakes's building exposure, zone by zone
176 buildings are counted in Bailey Lakes, and 44.3% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 19.3% rated Minimal.
How Bailey Lakes compares
Bailey Lakes's 55th-percentile standing inside Ohio outpaces its 23rd national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Bailey Lakes ranks 24,402 for wildfire risk (1 is highest) and 25,797 by building count (1 is largest). Within Ohio alone, it ranks 572 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Bailey Lakes and the insurance market
Bailey Lakes's moderate wildfire rating (23rd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Bailey Lakes's 44.3% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 176 counted buildings into the percentiles shown above for Bailey Lakes. For more on what direct exposure implies beyond Bailey Lakes, see the exposure-zones guide.