Bagley, IA
Bagley, IA's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Bagley lands at the 7th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 243 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Bagley's burn probability — fire likelihood with no building count factored in — sits at the 6th percentile nationally.
What "at risk" means for the buildings here
Only 23.5% of Bagley's 243 buildings carry Direct exposure and 0% carry Indirect; the remaining 76.5% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
How Bagley compares
Bagley's risk sits at a similar level relative to Iowa (14th percentile statewide) as it does nationally (7th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Bagley ranks 29,431 for wildfire risk (1 is highest) and 23,358 by building count (1 is largest). Within Iowa alone, it ranks 870 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Shopping for coverage in Bagley
Bagley's low rating (7th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Bagley's 76.5% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 243 counted buildings into the percentiles shown above for Bagley. For more on what minimal exposure implies beyond Bagley, see the exposure-zones guide.