Bagdad, AZ
How exposed is Bagdad to wildfire?
Out of every US place USFS scores, Bagdad lands at the 78th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 734 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Bagdad at the 73rd percentile, close to its 78th-percentile risk score.
Bagdad's building exposure, zone by zone
Direct exposure dominates in Bagdad: 54.2% of its 734 buildings, versus 45.8% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Bagdad compares
Bagdad's 78th national percentile looks worse in isolation than its 40th ranking inside Arizona does — this place is on the milder end for its own state, by 39 points. Among the 31,521 US communities USFS scores, Bagdad ranks 6,924 for wildfire risk (1 is highest) and 14,282 by building count (1 is largest). Within Arizona alone, it ranks 267 of 441 places by risk. See the full county-by-county picture for Arizona on its state page.
What this risk score means for insurance
At the 78th percentile nationally, Bagdad carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
With 54.2% of Bagdad in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 734 counted buildings into the percentiles shown above for Bagdad. For more on what direct exposure implies beyond Bagdad, see the exposure-zones guide.