Badger, SD
Badger, SD's wildfire risk, in USFS's own numbers
Badger's 137 buildings earn a 24th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Badger at the 19th national percentile — 4 points below its risk-to-structures score, a gap driven by how much is actually built there.
Badger's building exposure, zone by zone
Most of Badger's buildings (65% of 137) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
How Badger compares
Inside South Dakota, Badger sits at just the 2nd percentile even though it scores 24th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Badger ranks 24,094 for wildfire risk (1 is highest) and 27,418 by building count (1 is largest). Within South Dakota alone, it ranks 429 of 439 places by risk. See the full county-by-county picture for South Dakota on its state page.
What this risk score means for insurance
Badger's moderate rating (24th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Badger
With 65% of buildings rated Minimal exposure, Badger gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Badger's figures come from
Badger's 24th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Badger's dominant minimal exposure actually means, with real examples from across the dataset.