Badger, IA
Badger wildfire risk explained
Badger's 302 buildings earn a 2nd-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Badger's burn probability — fire likelihood with no building count factored in — sits at the 2nd percentile nationally.
What "at risk" means for the buildings here
USFS classifies 89.7% of Badger's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 10.3% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Where Badger ranks
Badger's risk sits at a similar level relative to Iowa (3rd percentile statewide) as it does nationally (2nd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Badger ranks 30,918 for wildfire risk (1 is highest) and 21,568 by building count (1 is largest). Within Iowa alone, it ranks 989 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
What this risk score means for insurance
Badger's low rating (2nd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 89.7% of buildings rated Minimal exposure, Badger gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Badger's figures come from
Every one of the two percentiles behind Badger's 30,918-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Badger's dominant minimal exposure actually means, with real examples from across the dataset.