Badger, AK
How exposed is Badger to wildfire?
Out of every US place USFS scores, Badger lands at the 96th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 7,386 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Badger's burn probability — fire likelihood with no building count factored in — sits at the 96th percentile nationally.
Where Badger's buildings actually sit
Of Badger's 7,386 counted buildings, 91.3% carry Direct exposure and only 1.6% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first. At 7,386 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Badger against the rest of the country
Badger scores 96th nationally and 90th within Alaska — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Badger ranks 1,120 for wildfire risk (1 is highest) and 2,311 by building count (1 is largest). Within Alaska alone, it ranks 32 of 322 places by risk. See the full county-by-county picture for Alaska on its state page.
What this risk score means for insurance
Badger's 96th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Badger (91.3%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Badger's figures come from
The methodology guide shows exactly how USFS turned 7,386 counted buildings into the percentiles shown above for Badger. The exposure-zones guide covers what Badger's dominant direct exposure actually means, with real examples from across the dataset.